Tel: 01242 504640
Mobile: 07957 861159
Christopher Wickens - Pure Protection
Christopher is based in Gloucestershire and provides advice aimed at business and personal protection such as Shareholder, Key Person Cover, Income Protection, Relevant Life Plans, Sick Pay Cover, Surgical Cover, Private Medical Insurance, Life Insurance and Critical Illness Cover.
Christopher can find you a product to suit both your needs and budget at the best possible price. He does not believe in throwing the same old solution at everyone as “one size does not fit all” rather putting together tailor made plans to suit your individual circumstances.
But life is not all about business for Christopher; away from the office, his interests are – Exeter City FC, football in general – but not the Premiership! cooking with fresh, local produce, vegetable gardening, roots music, live musical and theatre events.
Protect yourself, your family and your savings.
By taking out precious cover, you could keep your savings for the good things in life. Because the unexpected will then take care of itself.
The policies we advise upon for individuals are:
LIFE INSURANCE – This provides peace of mind that in the event of your death your family is protected financially and a lump sum payment would be made to your next of kin. We can arrange these policies to be written in trust if appropriate to ensure any monies go to the people you wish to protect.
CRITICAL ILLNESS COVER – Falling ill is stressful enough without the added worry of financial pressures. Critical Illness Cover can alleviate some of this worry by providing a tax free lump sum to pay off your mortgage or replace lost income following diagnosis of a critical Illness.
INCOME PROTECTION – For most of us state sickness benefits would not be enough to cover our outgoings. Income Protection policies are designed to replace a proportion of your income if you become ill. Policies are bespoke to individual circumstances.
PRIVATE MEDICAL INSURANCE – Private Medical Insurance ensures that should you or your family require medical treatment you will receive the best care and attention with prompt access to diagnosis and treatment in a hospital of your choosing.
To help ensure the long term financial security of your business in the event of losing key people to death, terminal or critical illness, speak to us today to find out how we can help.
Key Person Protection – help safeguard your business against the financial effects of the loss of a key person
Business Loan Protection – helps pay an outstanding overdraft, loan or commercial mortgage against the loss of the guarantor
Shareholder Protection – helps partners, directors and members buy a deceased person's share of the business.
Relevant Life Plan
What is a Relevant Life Plan?
A Relevant Life Plan is an individual ‘death in service’ life policy. It is a term assurance plan designed to pay a lump sum benefit if the person covered dies or is diagnosed with a terminal illness during their employment, within the term of the plan.
Relevant Life Plans are similar to most other types of life cover but can be a very useful tax efficient alternative providing valuable death in service benefits for you and your employees.
“I can highly recommend Christopher and the insurance plans that he sells. Christopher advises on the best plan for each individual and unlike many insurance companies does not insure you for things you don’t need – as a result we have a very cost effective plan. The whole process from start to finish was very quick and simple including the claims process which is exemplary.”
Partner, Square One Marketing & Design
Please visit the website for more information.
Christopher is based in Gloucestershire and provides advice aimed at business and personal protection.
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